We are coming up on the two-month anniversary of the new stress test. Large banks and other federally regulated financial institutions implement this test. How do we feel about it? How has it affected borrowers looking for mortgages? What if…
Assets to Grow Your Net Worth You net worth is more than just a number in your bank account. It is a financial report card that will measure your financial health. Knowing your net worth is very important since it…
Clinton Wilkins sits down with Alyse Hand from Global News Morning to give credit advice and talk a bit more about your mortgage application. Don't feel like watching the video? Check out the credit advice video transcript below. Transcript: Credit…
First-Time Homebuyer Incentive What are your aspirations or goals for the future in what you want to do? There are several ways to answer this question. To a high schooler going into their senior year, the answer could be getting…
Buying your first home? Here are 5 questions new homebuyers should make sure to ask their mortgage broker during the process.
For veteran borrowers, the mortgage process can seem relatively simple. But, for borrowers that are new to applying for a mortgage, the process can seem overwhelming. To make matters harder, there is a lot of outdated and false information to…
Clinton Wilkins sits down with Ana Almeida from CTV Morning Live to answer viewers' questions and to talk about mortgage application advice. Don't feel like watching the video? Check out the mortgage application advice video transcript below. Transcript: Mortgage Application…
A recent CIBC report estimated that nearly half of all current mortgages in Canada will be up for renewal in 2018. With the added weight of the new stress test that applies to both insured and uninsured mortgages, it is…
On the hunt for a new house? One question that is bound to come up is whether you should buy or rent. While this can be an easy choice for some of you, it can be quite difficult for others…
Income For Your Mortgage Application You’ve found your dream home. It has everything you are looking for and you can’t wait to move in and make it your own. But before you can do that, you have to qualify for…