5 Questions new homebuyers should ask their mortgage broker
Buying your first home? Here are 5 questions new homebuyers should make sure to ask their mortgage broker during the process.
5 Common Mortgage Myths
For veteran borrowers, the mortgage process can seem relatively simple. But, for borrowers that are new to applying for a mortgage, the process can seem overwhelming. To make matters harder, there is a lot of outdated and false information to…
CTV Morning Live: Mortgage Application Advice
Clinton Wilkins sits down with Ana Almeida from CTV Morning Live to answer viewers' questions and to talk about mortgage application advice. Don't feel like watching the video? Check out the mortgage application advice video transcript below. Transcript: Mortgage Application…
Your Mortgage Renewal – Why You Should Shop Around
A recent CIBC report estimated that nearly half of all current mortgages in Canada will be up for renewal in 2018. With the added weight of the new stress test that applies to both insured and uninsured mortgages, it is…
Benefits of Buying Versus Renting
On the hunt for a new house? One question that is bound to come up is whether you should buy or rent. While this can be an easy choice for some of you, it can be quite difficult for others…
5 Types of Income For Your Mortgage Application
Income For Your Mortgage Application You’ve found your dream home. It has everything you are looking for and you can’t wait to move in and make it your own. But before you can do that, you have to qualify for…
Growing your Net Worth with Rental Properties
With the cost of living continually on the rise and inflation driving the value of the dollar down, it is more important than ever to build a long-term financial plan for the future. Having a form of passive income and…
Mortgage renewal and refinance, what’s the difference?
Renewal and Refinance Buying your first home can be a nail-biting experience, as many homeowners can testify to, but so can the moment when your first mortgage term expires. When a homeowner’s mortgage term expires, they have the choice between…
Life After Bankruptcy, is it Possible?
When someone files for bankruptcy they often feel failure. Bankruptcy is seen as a negative thing to happen to someone and can be a major event to go through. But we shouldn’t be seeing it as disaster! In 2016, approximately…
5 Hidden Costs When Buying a Home
Buying a home goes beyond the down payment and monthly mortgage payments. It is usually assumed that once you have saved the minimum amount for a down payment, and you’ve pre-qualified for your dream home that you are ready to…